Porsche Classic Car Insurance

Because your Classic deserves the best protection.

It is a cherished possession. A lifelong dream. So make sure it is fully protected by the people who understand your needs better than anyone – Porsche. Because we know that it is not just about getting your car back on the road – it is about maintaining what is classic about your Porsche. Our exclusive Porsche Classic Car Insurance is specially designed to take care of every detail and to deliver complete peace of mind.

Porsche Classic Car Insurance is sold and administered by Carbon Insurance Brokers, and is underwritten by Chubb European Group SE. Chubb has over 100 years of experience in protecting specialist vehicles to the highest standards, so you can be sure your Classic Porsche will be taken care of.

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Features and benefits

Porsche Classic Car Insurance gives you access to a network of Porsche Recommended Repairers with highly trained technicians, and Porsche Genuine Parts and Paints where available, to make sure of the very best protection and attention to detail. We also work with you if you already have a preferred workshop that you use.

With our agreed value cover, in the event of a total loss you will receive the full sum insured with no excess, not a depreciated ‘market value’. All drivers 30 years and over are automatically covered, with no need for named drivers, and you will benefit from UK and European breakdown cover with HomeStart included.

Click on each of the highlights in the grid below to find out more. For full details on what is covered, please refer to the Porsche Classic Car Insurance policy document.

We agree the value upfront

Agreed Value coverage for total loss or theft, with no depreciation, regardless of vehicle age or mileage

With Porsche Classic Car Insurance Agreed Value, you will always know the minimum you will receive if your car is written-off or stolen, with no deductible if your car is a total loss or is stolen from your locked garage. We’ll pay you the full sum insured, not a depreciated ‘market value’.

Cover for those you trust

Comprehensive cover for any driver 30 years of age and over, no need to name any drivers

To save you an endless list of named drivers, we give you the freedom to allow those you trust, aged 30 years and over, to drive your vehicle on a comprehensive basis. Great for those summer weekends away.

We value your peace of mind

With comprehensive classic car coverage as bespoke as your Porsche Classic, you know that no matter where you are on the road, you and those you care about are covered.

The confidence to travel

No matter where you’re driving, whether you’re in the UK or Europe, you and your passengers will be taken care of. Benefit from unlimited breakdown cover with HomeStart included, in case you don’t get further than your drive.

No loss of value

Diminution in value coverage

Our pioneering Diminution in Value (DIV) cover pays any difference between your Porsche Classic car’s market value before and after a repair, in addition to the repair costs themselves. The maximum amount we will pay is up to 20% of the sum insured for that vehicle, or the cost of the repair following the covered partial loss, or £500,000, whichever is less.

 

Event and track day cover

Miss the event, without being out of pocket

If you decide to enter your prized Porsche Classic into an event, such as a Concours, we understand the costs involved can be considerable. So, if your car can’t make it due to a covered loss, we’ll reimburse you for all costs of attendance.

You can use your Porsche Classic up to three times in any single policy period on a race track or circuit in the United Kingdom, the Isle of Man and the Channel Islands, provided that there is no involvement in racing, pacemaking, or being in any contest, speed trial, or any rigorous reliability testing on your car.

 

The repair you can trust

Choose your preferred workshop or access Porsche’s network of Porsche Recommended Repairers

A specialist car requires a specialist repair. We trust whoever you trust is best to undertake repairs to your Porsche Classic, even if this means sending your car overseas. But if you do need a suggestion, we give you access to a network of Porsche Recommended Repairers with highly trained technicians to make sure of the very best protection and attention to detail.

We know authenticity is integral to the value of your classic car. That’s why we work as hard as we can to source Porsche Genuine Parts and Paints to repair your Porsche Classic.

The option to replace or restore

The option to restore

Whether due to rarity or sentimental value, we understand replacing your Porsche Classic may not always be an option. That’s why we pay up to 125% of the agreed value to restore it back to the same condition before the covered accident (up to £100,000 above the agreed value), giving you the choice to either replace or restore.

We value your experience

We proactively work with you before, during, and after any claim, so you always know what we cover and what we pay out.

Online documents

Renew your policy

When it comes to renewing your Porsche Classic Car Insurance policy we will contact you in advance of your renewal date with details on how to renew.

If you have not heard from us when you were expecting to, you can of course contact us.

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Frequently asked questions

About Porsche Classic Car Insurance

When will I receive my confirmation of cover?

Once you have set up your Porsche Classic Car Insurance, your confirmation of cover will be emailed to you. If you haven’t received your confirmation of cover within 24 hours, please contact us.


How do I contact you?

You can contact us by calling 0333 043 3786 or emailing customersupport@insurewithporsche.co.uk


How can I obtain a replacement copy of my documents?

If you require a replacement copy of your documents, you can contact us by calling 0333 043 3786 or emailing customersupport@insurewithporsche.co.uk. So that we can identify your policy, please include as much of the following information as possible within your email:

  • policyholder name
  • policy number
  • vehicle registration
  • postcode


Who do I contact if I wish to make a complaint?

If you wish to make a complaint about our product or service you can call us on 0333 043 3786, or write to us at:

Porsche Classic Car Insurance
850 Ibis Court
Lakeside Drive
Centre Park
Warrington
WA1 1RL


Making a claim

How do I report an incident?

If the unexpected does occur please remember to call us immediately on 0333 043 3786.


Can I decrease my excess to £0?

Unfortunately not, there is a compulsory policy excess that applies and this cannot be reduced.


Repairs

What is a Porsche Recommended Repairer?

Porsche recommends specialist independent repairers for body and paint services to its national network of Porsche Centres and customers. These facilities have to meet Porsche standards and their technicians are trained to know your vehicle inside out.

Porsche Recommended Repairers are committed to ensuring that the repairs to your vehicle are completed to the highest standards and are in line with the Porsche approved repair methods. In repairing your vehicle, Porsche Genuine Parts will be fitted, where available, meaning that your Porsche Classic remains a Porsche Classic. In the event parts aren’t available, we’ll pay to have them custom manufactured to the original specification.

The repairs will be warranted by the Recommended Repair Facility against poor workmanship for a minimum period of 36 months or the unexpired period of the Warranty appropriate to the Vehicle at the time of  the original registration (whichever is the longer).


What are the benefits of using Porsche Genuine Parts?

Porsche Genuine Parts are manufactured to meet strict quality standards and can contribute to maintaining maximum safety, reliability and to help retain the future value of your car. All the parts fitted to your vehicle will be covered by a two year genuine parts warranty.

Most insurers will aim to use their preferred repairer network, who may repair your vehicle using non-genuine parts. The use of inferior parts can cause damage to your vehicle and may also compromise your safety and that of your passengers.


Policy details

How do I cancel my cover?

Following the expiry of your 14 day statutory cooling off period you continue to have the right to cancel your policy at any time during its term. If you do so, you will be entitled to a refund of the premium paid in respect of the cancelled cover, less a proportionate deduction for the time we have provided such cover plus any cancellation fees that apply.

To cancel your cover, please contact us.



Who do I contact if I wish to make a complaint?

If you wish to make a complaint about our product or service you can call us on 0333 043 3786, or write to us at:

Porsche Classic Car Insurance
850 Ibis Court
Lakeside Drive
Centre Park
Warrington
WA1 1RL